29 Oct 2026
Free My Budget collects only what it needs to show you your own finances. We do not sell your information, share it for advertising or show ads.
This policy explains what we collect, how we use it, which service providers handle it and the choices you have. It applies to the Free My Budget app and website (the "Service"), run by Free My Budget ("we," "us"). It is part of our Terms of Service. By using the Service, you agree to this policy.
Account information. Your email address and a securely hashed password. If you sign in with Google, we receive your name, email address and profile picture from Google.
Linked account information. If you connect a bank, card or loan account, our bank data provider sends us account names, types, balances and transactions, including dates, amounts and merchant descriptions. We never receive or store your online banking username or password.
Imported statements. CSV and PDF statements you upload are read inside your own browser. The files themselves are never sent to or stored by us. Only the transactions you confirm, and a short record of the import, are saved.
Information you enter. Categories, budgets, goals, notes and settings you create.
Technical information. Basic data your browser sends when you use the Service, such as IP address, browser type, device type and pages visited. Our hosting provider may collect this for security, performance and basic analytics.
Donations. If you donate, Square handles the payment. We may receive the donation amount, date and your name or email, but never your full card number.
We use your information only to:
AI categorizing. If you use automatic categorizing, transaction descriptions and amounts are sent to Lovable AI to suggest categories. We send only what is needed for that task, not your name, email or account numbers. Lovable AI processes this data under its own terms and states that it does not use API data to train its models. You can choose not to use this feature.
We do not sell your personal information, share it for targeted advertising or use it to build profiles for anyone else.
We share information only with the service providers that run parts of Free My Budget and only what each needs for its job.
| Provider | What it does | Information it handles |
|---|---|---|
| Lovable | Hosts the app and website | Technical information; all app traffic passes through it |
| Supabase | Database and sign-in | Account information and all financial data you store |
| SimpleFIN | Bank connections | Linked account and transaction data |
| Optional Google sign-in | Name, email and profile picture | |
| Lovable AI | Optional AI categorizing | Transaction descriptions and amounts |
| Square | Optional donations | Payment details and donation record |
We may also disclose information if required by law, a court order or a valid government request; to protect the rights, safety or property of our users, us or others; or as part of a merger, sale or transfer of the Service, in which case this policy continues to apply to your information.
Each provider has its own privacy policy and security practices. We do not control them and are not responsible for how they handle information under their own policies.
Security. Your data is encrypted in transit and stored with access rules that limit each record to its owner. Bank connection credentials are kept on the server and are never sent to your browser.
No method of storing or sending information is completely secure. We cannot guarantee that information will never be accessed, disclosed, changed or lost through a breach, error or failure, including at a service provider. You use the Service at your own risk, as described in our Terms of Service. If we learn of a breach affecting your information, we will notify you as required by law.
Retention. We keep your information while your account is open. Server logs and backups kept by our providers may hold some information for a limited time after deletion, under their own schedules.
Deleting your account. You can delete your account at any time from within the Service. This permanently removes your account, linked connections and stored financial data from our database. It cannot be undone.
Depending on where you live, including California, Washington and other U.S. states, you may have additional rights to know, access, correct, delete or get a copy of your personal information. To make a request, email questions@freemybudget.com. We may need to verify your identity first. We will not treat you differently for exercising these rights.
Children. The Service is for adults 18 and older. We do not knowingly collect information from anyone under 18. If you believe a minor has created an account, contact us and we will delete it.
Users outside the United States. The Service is operated from the United States, and your information is stored and processed there. By using the Service, you understand that U.S. privacy laws may differ from those where you live.
Limits. This policy describes how we handle information; it does not create any contractual right or warranty beyond those in our Terms of Service. The disclaimers and limits of liability in the Terms of Service apply to any matter related to your information and this policy, to the fullest extent permitted by law.
Changes. We may update this policy. When we do, we will change the date at the top. For significant changes, we will notify you in the Service or by email before they take effect. Continuing to use the Service after that means you accept the updated policy.
Contact. Questions or requests about your privacy: questions@freemybudget.com.